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$15,000 personal loan over 84 months
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$264.79/mo
$15,000 personal loan · 84 months (7 years) · 12% APR
Payment by APR
| APR | Monthly | Total interest | Total repaid |
|---|---|---|---|
| 6% | $219.13 | $3,407 | $18,407 |
| 8% | $233.79 | $4,639 | $19,639 |
| 10% | $249.02 | $5,917 | $20,917 |
| 12% | $264.79 | $7,242 | $22,242 |
| 14% | $281.10 | $8,612 | $23,612 |
| 16% | $297.93 | $10,026 | $25,026 |
| 18% | $315.27 | $11,482 | $26,482 |
| 20% | $333.09 | $12,980 | $27,980 |
| 24% | $370.14 | $16,092 | $31,092 |
| 30% | $428.89 | $21,027 | $36,027 |
| 36% | $491.00 | $26,244 | $41,244 |
$15,000 at 12% – other terms
| Term | Monthly | Total interest |
|---|---|---|
| 12 months | $1,332.73 | $993 |
| 24 months | $706.10 | $1,946 |
| 36 months | $498.21 | $2,936 |
| 48 months | $395.01 | $3,960 |
| 60 months | $333.67 | $5,020 |
| 72 months | $293.25 | $6,114 |
| 84 months | $264.79 | $7,242 |
Shorter terms cost more per month but far less in total interest.
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FAQ
What is the monthly payment on a $15,000 personal loan for 84 months?
At 12% APR it is $264.79 per month; at 8% $233.79; at 24% $370.14.
How much interest does a $15,000 loan cost over 84 months?
About $7,242 at 12% APR, rising to $16,092 at 24%.
How does an origination fee change the cost?
A 5% fee ($750) is usually deducted from the payout, so you receive $14,250 but repay $15,000 plus interest. At 12% over 84 months that lifts the effective APR noticeably – compare lenders on APR, not rate.
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