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$15,000 personal loan over 12 months
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$1,332.73/mo
$15,000 personal loan · 12 months (1 years) · 12% APR
Payment by APR
| APR | Monthly | Total interest | Total repaid |
|---|---|---|---|
| 6% | $1,291.00 | $492 | $15,492 |
| 8% | $1,304.83 | $658 | $15,658 |
| 10% | $1,318.74 | $825 | $15,825 |
| 12% | $1,332.73 | $993 | $15,993 |
| 14% | $1,346.81 | $1,162 | $16,162 |
| 16% | $1,360.96 | $1,332 | $16,332 |
| 18% | $1,375.20 | $1,502 | $16,502 |
| 20% | $1,389.52 | $1,674 | $16,674 |
| 24% | $1,418.39 | $2,021 | $17,021 |
| 30% | $1,462.31 | $2,548 | $17,548 |
| 36% | $1,506.93 | $3,083 | $18,083 |
$15,000 at 12% – other terms
| Term | Monthly | Total interest |
|---|---|---|
| 12 months | $1,332.73 | $993 |
| 24 months | $706.10 | $1,946 |
| 36 months | $498.21 | $2,936 |
| 48 months | $395.01 | $3,960 |
| 60 months | $333.67 | $5,020 |
| 72 months | $293.25 | $6,114 |
| 84 months | $264.79 | $7,242 |
Shorter terms cost more per month but far less in total interest.
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FAQ
What is the monthly payment on a $15,000 personal loan for 12 months?
At 12% APR it is $1,332.73 per month; at 8% $1,304.83; at 24% $1,418.39.
How much interest does a $15,000 loan cost over 12 months?
About $993 at 12% APR, rising to $2,021 at 24%.
How does an origination fee change the cost?
A 5% fee ($750) is usually deducted from the payout, so you receive $14,250 but repay $15,000 plus interest. At 12% over 12 months that lifts the effective APR noticeably – compare lenders on APR, not rate.
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