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$15,000 personal loan over 60 months
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$333.67/mo
$15,000 personal loan · 60 months (5 years) · 12% APR
Payment by APR
| APR | Monthly | Total interest | Total repaid |
|---|---|---|---|
| 6% | $289.99 | $2,400 | $17,400 |
| 8% | $304.15 | $3,249 | $18,249 |
| 10% | $318.71 | $4,122 | $19,122 |
| 12% | $333.67 | $5,020 | $20,020 |
| 14% | $349.02 | $5,941 | $20,941 |
| 16% | $364.77 | $6,886 | $21,886 |
| 18% | $380.90 | $7,854 | $22,854 |
| 20% | $397.41 | $8,844 | $23,844 |
| 24% | $431.52 | $10,891 | $25,891 |
| 30% | $485.30 | $14,118 | $29,118 |
| 36% | $541.99 | $17,520 | $32,520 |
$15,000 at 12% – other terms
| Term | Monthly | Total interest |
|---|---|---|
| 12 months | $1,332.73 | $993 |
| 24 months | $706.10 | $1,946 |
| 36 months | $498.21 | $2,936 |
| 48 months | $395.01 | $3,960 |
| 60 months | $333.67 | $5,020 |
| 72 months | $293.25 | $6,114 |
| 84 months | $264.79 | $7,242 |
Shorter terms cost more per month but far less in total interest.
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FAQ
What is the monthly payment on a $15,000 personal loan for 60 months?
At 12% APR it is $333.67 per month; at 8% $304.15; at 24% $431.52.
How much interest does a $15,000 loan cost over 60 months?
About $5,020 at 12% APR, rising to $10,891 at 24%.
How does an origination fee change the cost?
A 5% fee ($750) is usually deducted from the payout, so you receive $14,250 but repay $15,000 plus interest. At 12% over 60 months that lifts the effective APR noticeably – compare lenders on APR, not rate.
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