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$15,000 personal loan over 24 months
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$706.10/mo
$15,000 personal loan · 24 months (2 years) · 12% APR
Payment by APR
| APR | Monthly | Total interest | Total repaid |
|---|---|---|---|
| 6% | $664.81 | $955 | $15,955 |
| 8% | $678.41 | $1,282 | $16,282 |
| 10% | $692.17 | $1,612 | $16,612 |
| 12% | $706.10 | $1,946 | $16,946 |
| 14% | $720.19 | $2,285 | $17,285 |
| 16% | $734.45 | $2,627 | $17,627 |
| 18% | $748.86 | $2,973 | $17,973 |
| 20% | $763.44 | $3,322 | $18,322 |
| 24% | $793.07 | $4,034 | $19,034 |
| 30% | $838.69 | $5,129 | $20,129 |
| 36% | $885.71 | $6,257 | $21,257 |
$15,000 at 12% – other terms
| Term | Monthly | Total interest |
|---|---|---|
| 12 months | $1,332.73 | $993 |
| 24 months | $706.10 | $1,946 |
| 36 months | $498.21 | $2,936 |
| 48 months | $395.01 | $3,960 |
| 60 months | $333.67 | $5,020 |
| 72 months | $293.25 | $6,114 |
| 84 months | $264.79 | $7,242 |
Shorter terms cost more per month but far less in total interest.
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FAQ
What is the monthly payment on a $15,000 personal loan for 24 months?
At 12% APR it is $706.10 per month; at 8% $678.41; at 24% $793.07.
How much interest does a $15,000 loan cost over 24 months?
About $1,946 at 12% APR, rising to $4,034 at 24%.
How does an origination fee change the cost?
A 5% fee ($750) is usually deducted from the payout, so you receive $14,250 but repay $15,000 plus interest. At 12% over 24 months that lifts the effective APR noticeably – compare lenders on APR, not rate.
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