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$15,000 personal loan over 72 months
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$293.25/mo
$15,000 personal loan · 72 months (6 years) · 12% APR
Payment by APR
| APR | Monthly | Total interest | Total repaid |
|---|---|---|---|
| 6% | $248.59 | $2,899 | $17,899 |
| 8% | $263.00 | $3,936 | $18,936 |
| 10% | $277.89 | $5,008 | $20,008 |
| 12% | $293.25 | $6,114 | $21,114 |
| 14% | $309.09 | $7,254 | $22,254 |
| 16% | $325.38 | $8,427 | $23,427 |
| 18% | $342.12 | $9,632 | $24,632 |
| 20% | $359.29 | $10,869 | $25,869 |
| 24% | $394.90 | $13,433 | $28,433 |
| 30% | $451.26 | $17,491 | $32,491 |
| 36% | $510.81 | $21,778 | $36,778 |
$15,000 at 12% – other terms
| Term | Monthly | Total interest |
|---|---|---|
| 12 months | $1,332.73 | $993 |
| 24 months | $706.10 | $1,946 |
| 36 months | $498.21 | $2,936 |
| 48 months | $395.01 | $3,960 |
| 60 months | $333.67 | $5,020 |
| 72 months | $293.25 | $6,114 |
| 84 months | $264.79 | $7,242 |
Shorter terms cost more per month but far less in total interest.
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FAQ
What is the monthly payment on a $15,000 personal loan for 72 months?
At 12% APR it is $293.25 per month; at 8% $263.00; at 24% $394.90.
How much interest does a $15,000 loan cost over 72 months?
About $6,114 at 12% APR, rising to $13,433 at 24%.
How does an origination fee change the cost?
A 5% fee ($750) is usually deducted from the payout, so you receive $14,250 but repay $15,000 plus interest. At 12% over 72 months that lifts the effective APR noticeably – compare lenders on APR, not rate.
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