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$6,000 personal loan over 72 months
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$117.30/mo
$6,000 personal loan · 72 months (6 years) · 12% APR
Payment by APR
| APR | Monthly | Total interest | Total repaid |
|---|---|---|---|
| 6% | $99.44 | $1,159 | $7,159 |
| 8% | $105.20 | $1,574 | $7,574 |
| 10% | $111.16 | $2,003 | $8,003 |
| 12% | $117.30 | $2,446 | $8,446 |
| 14% | $123.63 | $2,902 | $8,902 |
| 16% | $130.15 | $3,371 | $9,371 |
| 18% | $136.85 | $3,853 | $9,853 |
| 20% | $143.72 | $4,348 | $10,348 |
| 24% | $157.96 | $5,373 | $11,373 |
| 30% | $180.50 | $6,996 | $12,996 |
| 36% | $204.32 | $8,711 | $14,711 |
$6,000 at 12% – other terms
| Term | Monthly | Total interest |
|---|---|---|
| 12 months | $533.09 | $397 |
| 24 months | $282.44 | $779 |
| 36 months | $199.29 | $1,174 |
| 48 months | $158.00 | $1,584 |
| 60 months | $133.47 | $2,008 |
| 72 months | $117.30 | $2,446 |
| 84 months | $105.92 | $2,897 |
Shorter terms cost more per month but far less in total interest.
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FAQ
What is the monthly payment on a $6,000 personal loan for 72 months?
At 12% APR it is $117.30 per month; at 8% $105.20; at 24% $157.96.
How much interest does a $6,000 loan cost over 72 months?
About $2,446 at 12% APR, rising to $5,373 at 24%.
How does an origination fee change the cost?
A 5% fee ($300) is usually deducted from the payout, so you receive $5,700 but repay $6,000 plus interest. At 12% over 72 months that lifts the effective APR noticeably – compare lenders on APR, not rate.
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