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$6,000 personal loan over 60 months
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$133.47/mo
$6,000 personal loan · 60 months (5 years) · 12% APR
Payment by APR
| APR | Monthly | Total interest | Total repaid |
|---|---|---|---|
| 6% | $116.00 | $960 | $6,960 |
| 8% | $121.66 | $1,300 | $7,300 |
| 10% | $127.48 | $1,649 | $7,649 |
| 12% | $133.47 | $2,008 | $8,008 |
| 14% | $139.61 | $2,377 | $8,377 |
| 16% | $145.91 | $2,755 | $8,755 |
| 18% | $152.36 | $3,142 | $9,142 |
| 20% | $158.96 | $3,538 | $9,538 |
| 24% | $172.61 | $4,356 | $10,356 |
| 30% | $194.12 | $5,647 | $11,647 |
| 36% | $216.80 | $7,008 | $13,008 |
$6,000 at 12% – other terms
| Term | Monthly | Total interest |
|---|---|---|
| 12 months | $533.09 | $397 |
| 24 months | $282.44 | $779 |
| 36 months | $199.29 | $1,174 |
| 48 months | $158.00 | $1,584 |
| 60 months | $133.47 | $2,008 |
| 72 months | $117.30 | $2,446 |
| 84 months | $105.92 | $2,897 |
Shorter terms cost more per month but far less in total interest.
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FAQ
What is the monthly payment on a $6,000 personal loan for 60 months?
At 12% APR it is $133.47 per month; at 8% $121.66; at 24% $172.61.
How much interest does a $6,000 loan cost over 60 months?
About $2,008 at 12% APR, rising to $4,356 at 24%.
How does an origination fee change the cost?
A 5% fee ($300) is usually deducted from the payout, so you receive $5,700 but repay $6,000 plus interest. At 12% over 60 months that lifts the effective APR noticeably – compare lenders on APR, not rate.
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