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$6,000 personal loan over 48 months
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$158.00/mo
$6,000 personal loan · 48 months (4 years) · 12% APR
Payment by APR
| APR | Monthly | Total interest | Total repaid |
|---|---|---|---|
| 6% | $140.91 | $764 | $6,764 |
| 8% | $146.48 | $1,031 | $7,031 |
| 10% | $152.18 | $1,304 | $7,304 |
| 12% | $158.00 | $1,584 | $7,584 |
| 14% | $163.96 | $1,870 | $7,870 |
| 16% | $170.04 | $2,162 | $8,162 |
| 18% | $176.25 | $2,460 | $8,460 |
| 20% | $182.58 | $2,764 | $8,764 |
| 24% | $195.61 | $3,389 | $9,389 |
| 30% | $216.04 | $4,370 | $10,370 |
| 36% | $237.47 | $5,398 | $11,398 |
$6,000 at 12% – other terms
| Term | Monthly | Total interest |
|---|---|---|
| 12 months | $533.09 | $397 |
| 24 months | $282.44 | $779 |
| 36 months | $199.29 | $1,174 |
| 48 months | $158.00 | $1,584 |
| 60 months | $133.47 | $2,008 |
| 72 months | $117.30 | $2,446 |
| 84 months | $105.92 | $2,897 |
Shorter terms cost more per month but far less in total interest.
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FAQ
What is the monthly payment on a $6,000 personal loan for 48 months?
At 12% APR it is $158.00 per month; at 8% $146.48; at 24% $195.61.
How much interest does a $6,000 loan cost over 48 months?
About $1,584 at 12% APR, rising to $3,389 at 24%.
How does an origination fee change the cost?
A 5% fee ($300) is usually deducted from the payout, so you receive $5,700 but repay $6,000 plus interest. At 12% over 48 months that lifts the effective APR noticeably – compare lenders on APR, not rate.
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