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$10,000 personal loan over 24 months
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$470.73/mo
$10,000 personal loan · 24 months (2 years) · 12% APR
Payment by APR
| APR | Monthly | Total interest | Total repaid |
|---|---|---|---|
| 6% | $443.21 | $637 | $10,637 |
| 8% | $452.27 | $855 | $10,855 |
| 10% | $461.45 | $1,075 | $11,075 |
| 12% | $470.73 | $1,298 | $11,298 |
| 14% | $480.13 | $1,523 | $11,523 |
| 16% | $489.63 | $1,751 | $11,751 |
| 18% | $499.24 | $1,982 | $11,982 |
| 20% | $508.96 | $2,215 | $12,215 |
| 24% | $528.71 | $2,689 | $12,689 |
| 30% | $559.13 | $3,419 | $13,419 |
| 36% | $590.47 | $4,171 | $14,171 |
$10,000 at 12% – other terms
| Term | Monthly | Total interest |
|---|---|---|
| 12 months | $888.49 | $662 |
| 24 months | $470.73 | $1,298 |
| 36 months | $332.14 | $1,957 |
| 48 months | $263.34 | $2,640 |
| 60 months | $222.44 | $3,347 |
| 72 months | $195.50 | $4,076 |
| 84 months | $176.53 | $4,828 |
Shorter terms cost more per month but far less in total interest.
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FAQ
What is the monthly payment on a $10,000 personal loan for 24 months?
At 12% APR it is $470.73 per month; at 8% $452.27; at 24% $528.71.
How much interest does a $10,000 loan cost over 24 months?
About $1,298 at 12% APR, rising to $2,689 at 24%.
How does an origination fee change the cost?
A 5% fee ($500) is usually deducted from the payout, so you receive $9,500 but repay $10,000 plus interest. At 12% over 24 months that lifts the effective APR noticeably – compare lenders on APR, not rate.
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