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$10,000 personal loan over 12 months
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$888.49/mo
$10,000 personal loan · 12 months (1 years) · 12% APR
Payment by APR
| APR | Monthly | Total interest | Total repaid |
|---|---|---|---|
| 6% | $860.66 | $328 | $10,328 |
| 8% | $869.88 | $439 | $10,439 |
| 10% | $879.16 | $550 | $10,550 |
| 12% | $888.49 | $662 | $10,662 |
| 14% | $897.87 | $774 | $10,774 |
| 16% | $907.31 | $888 | $10,888 |
| 18% | $916.80 | $1,002 | $11,002 |
| 20% | $926.35 | $1,116 | $11,116 |
| 24% | $945.60 | $1,347 | $11,347 |
| 30% | $974.87 | $1,698 | $11,698 |
| 36% | $1,004.62 | $2,055 | $12,055 |
$10,000 at 12% – other terms
| Term | Monthly | Total interest |
|---|---|---|
| 12 months | $888.49 | $662 |
| 24 months | $470.73 | $1,298 |
| 36 months | $332.14 | $1,957 |
| 48 months | $263.34 | $2,640 |
| 60 months | $222.44 | $3,347 |
| 72 months | $195.50 | $4,076 |
| 84 months | $176.53 | $4,828 |
Shorter terms cost more per month but far less in total interest.
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FAQ
What is the monthly payment on a $10,000 personal loan for 12 months?
At 12% APR it is $888.49 per month; at 8% $869.88; at 24% $945.60.
How much interest does a $10,000 loan cost over 12 months?
About $662 at 12% APR, rising to $1,347 at 24%.
How does an origination fee change the cost?
A 5% fee ($500) is usually deducted from the payout, so you receive $9,500 but repay $10,000 plus interest. At 12% over 12 months that lifts the effective APR noticeably – compare lenders on APR, not rate.
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