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$3,000 personal loan over 84 months
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$52.96/mo
$3,000 personal loan · 84 months (7 years) · 12% APR
Payment by APR
| APR | Monthly | Total interest | Total repaid |
|---|---|---|---|
| 6% | $43.83 | $681 | $3,681 |
| 8% | $46.76 | $928 | $3,928 |
| 10% | $49.80 | $1,183 | $4,183 |
| 12% | $52.96 | $1,448 | $4,448 |
| 14% | $56.22 | $1,722 | $4,722 |
| 16% | $59.59 | $2,005 | $5,005 |
| 18% | $63.05 | $2,296 | $5,296 |
| 20% | $66.62 | $2,596 | $5,596 |
| 24% | $74.03 | $3,218 | $6,218 |
| 30% | $85.78 | $4,205 | $7,205 |
| 36% | $98.20 | $5,249 | $8,249 |
$3,000 at 12% – other terms
| Term | Monthly | Total interest |
|---|---|---|
| 12 months | $266.55 | $199 |
| 24 months | $141.22 | $389 |
| 36 months | $99.64 | $587 |
| 48 months | $79.00 | $792 |
| 60 months | $66.73 | $1,004 |
| 72 months | $58.65 | $1,223 |
| 84 months | $52.96 | $1,448 |
Shorter terms cost more per month but far less in total interest.
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FAQ
What is the monthly payment on a $3,000 personal loan for 84 months?
At 12% APR it is $52.96 per month; at 8% $46.76; at 24% $74.03.
How much interest does a $3,000 loan cost over 84 months?
About $1,448 at 12% APR, rising to $3,218 at 24%.
How does an origination fee change the cost?
A 5% fee ($150) is usually deducted from the payout, so you receive $2,850 but repay $3,000 plus interest. At 12% over 84 months that lifts the effective APR noticeably – compare lenders on APR, not rate.
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