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$2,500 personal loan over 12 months
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$222.12/mo
$2,500 personal loan · 12 months (1 years) · 12% APR
Payment by APR
| APR | Monthly | Total interest | Total repaid |
|---|---|---|---|
| 6% | $215.17 | $82 | $2,582 |
| 8% | $217.47 | $110 | $2,610 |
| 10% | $219.79 | $137 | $2,637 |
| 12% | $222.12 | $165 | $2,665 |
| 14% | $224.47 | $194 | $2,694 |
| 16% | $226.83 | $222 | $2,722 |
| 18% | $229.20 | $250 | $2,750 |
| 20% | $231.59 | $279 | $2,779 |
| 24% | $236.40 | $337 | $2,837 |
| 30% | $243.72 | $425 | $2,925 |
| 36% | $251.16 | $514 | $3,014 |
$2,500 at 12% – other terms
| Term | Monthly | Total interest |
|---|---|---|
| 12 months | $222.12 | $165 |
| 24 months | $117.68 | $324 |
| 36 months | $83.04 | $489 |
| 48 months | $65.83 | $660 |
| 60 months | $55.61 | $837 |
| 72 months | $48.88 | $1,019 |
| 84 months | $44.13 | $1,207 |
Shorter terms cost more per month but far less in total interest.
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FAQ
What is the monthly payment on a $2,500 personal loan for 12 months?
At 12% APR it is $222.12 per month; at 8% $217.47; at 24% $236.40.
How much interest does a $2,500 loan cost over 12 months?
About $165 at 12% APR, rising to $337 at 24%.
How does an origination fee change the cost?
A 5% fee ($125) is usually deducted from the payout, so you receive $2,375 but repay $2,500 plus interest. At 12% over 12 months that lifts the effective APR noticeably – compare lenders on APR, not rate.
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