Home › Personal loans › $1,000 / 36 mo
$1,000 personal loan over 36 months
Advertisement
$33.21/mo
$1,000 personal loan · 36 months (3 years) · 12% APR
Payment by APR
| APR | Monthly | Total interest | Total repaid |
|---|---|---|---|
| 6% | $30.42 | $95 | $1,095 |
| 8% | $31.34 | $128 | $1,128 |
| 10% | $32.27 | $162 | $1,162 |
| 12% | $33.21 | $196 | $1,196 |
| 14% | $34.18 | $230 | $1,230 |
| 16% | $35.16 | $266 | $1,266 |
| 18% | $36.15 | $301 | $1,301 |
| 20% | $37.16 | $338 | $1,338 |
| 24% | $39.23 | $412 | $1,412 |
| 30% | $42.45 | $528 | $1,528 |
| 36% | $45.80 | $649 | $1,649 |
$1,000 at 12% – other terms
| Term | Monthly | Total interest |
|---|---|---|
| 12 months | $88.85 | $66 |
| 24 months | $47.07 | $130 |
| 36 months | $33.21 | $196 |
| 48 months | $26.33 | $264 |
| 60 months | $22.24 | $335 |
| 72 months | $19.55 | $408 |
| 84 months | $17.65 | $483 |
Shorter terms cost more per month but far less in total interest.
Try your own numbers
FAQ
What is the monthly payment on a $1,000 personal loan for 36 months?
At 12% APR it is $33.21 per month; at 8% $31.34; at 24% $39.23.
How much interest does a $1,000 loan cost over 36 months?
About $196 at 12% APR, rising to $412 at 24%.
How does an origination fee change the cost?
A 5% fee ($50) is usually deducted from the payout, so you receive $950 but repay $1,000 plus interest. At 12% over 36 months that lifts the effective APR noticeably – compare lenders on APR, not rate.
All personal loan tables · Loan calculator
Advertisement
Free calculator by LoanMath